Build-to-Rent
We specialise in providing lending solutions that can be customised to meet the unique needs and requirements of build-to-rent projects. We offer competitive variable and fixed rate options and terms, which will ensure optimisation of the project's financial performance and return on investment.
Specific Lending Criteria
Security
1st legal charge, guarantees
Interest rate option
Fixed and variable options available. See Atelier's Minimum Rate Card.
Treatment of interest
Rolled or serviced
Gross loan to GDV
70% with discretion to go higher
Max loan to total cost
Max loan to cost 90%
Min/Max loan term
12-36 months
Min/Max loan size
£3m-£40m
Third party mezzanine and second charges
Considered
Refinance
Yes
Geographical lending areas
England, Scotland & Wales
Mixed schemes
Yes
Fees
By arrangement
Minimum interest
Typically, 3 months
Current lending preferences
- Professional developers with a track record of similar developments
- Apartments with access to outside space
- Terraced, semi and detached housing schemes
- Purpose built student accommodation
- Private rented schemes
- Urban and brownfield locations
- Sustainable energy efficient features
- Good projects requiring extra leverage
Minimum Rate Card
| Up to 65% | Up to 67.5% | Up to 70% | |
|---|---|---|---|
| From | From | From | |
| Bridging and Development Finance | BBR+5.99% | BBR+6.25% | BBR+6.49% |
Fees will apply on a case-by-case basis.
Loan Solutions
We specialise in providing tailored loan solutions for professional residential property developers. We offer choice and value, including variable and fixed rate options up to 70% LTGDV on loans between £3m to £40m. Our team of property professionals are expert in structuring the right finance solutions for your project – whether you have land with planning, are undertaking a permitted development, or are converting an existing building.
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We work with professional developers of PBSA schemes across the UK, providing customised finance facilities that align with the unique requirements of PBSA development and support build programmes to meet academic intake dates.
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We have extensive experience in providing finance solutions for care home developers and operators. Our facilities are structured to support every stage of your care home development project, from acquisition, development and stabilisation of the asset.
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We recognise the importance of fast decisions and approvals for short-term financing requirements that will enable you to act quickly. As a specialist lender, our team of lawyers, surveyors, and credit experts can craft custom and transparent lending solutions for property acquisition, planning gain, and developer exit. You also have the benefit of being able to leverage our development finance expertise for longer-term finance requirements.
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